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Loans)
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Get free, no-obligation
quotes from any of these fine companies.
Note: Some Important
Questions Consumers Should Ask when buying Auto,
Health, Homeowners,
Life (General), Term
Life, or Whole Life insurance.
Insurance Companies
|
Company |
Description |
S-H-F
Category |
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AARP
- Hartford Insurance
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The AARP® Auto Insurance Program from
The Hartford offers AARP members exceptional coverage at great rates. Whether you’re looking for car insurance quotes, or just more information on who we are and how we can help you save, you’ve come to the right place.
When AARP members get an insurance quote and buy car insurance from The Hartford, they enjoy a comprehensive package of benefits and services not found in most other auto insurance plans.
AARP and The Hartford have worked together for over 25 years to provide AARP members exceptional coverage with significant savings.
Coverage Types: Auto
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Family Products
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Cheap Insurance
Quotes
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Find the right insurance quote in around 60 seconds? It's possible with cheapinsurancequotesforyou.com! Along with streamlining the process of applying for insurance, we have developed relationships with the leading insurance companies around the United States who are competing for your business! We've discovered that consumers rather speak with a real live agent than an automated computer system that gives quotes that can tend to be, well… inaccurate.
Consumers understand that they eventually needed to talk to a live agent regardless to finalize all the paperwork. In order to avoid having the low rates online and the high rates disclosed by phone, we took out that deception and brought to you, cheapinsurancequotesforyou.com, where you can talk to a live agent in most cases right after you submit your application and choose the right policy, for the right price, that's right for you.
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Family Products
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eHealthInsurance
- America's #1 Source for Health Insurance
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eHealthInsurance is the #1 online service to compare and buy affordable health insurance. Choose from hundreds of health plans at the best available prices.
Coverage Types:
Health
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Family Products
|
|
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GEICO is the third-largest private passenger auto insurer in the United States, and the fastest-growing major auto insurer in the U.S. Providing 24-hour service, 7 days a week, 365 days a year.
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Family Products
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Health
Insurance For Me
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HealthInsuranceForMe was developed with you, the consumer in mind. We are dedicated to making the decision and purchasing of health insurance as easy as possible. Simply fill in your information and our state of the art system will give you a free quote for the best and most popular plans. It’s that simple!! Start now buy getting your
free quote.
We have contracted the best carriers in the industry so that you can be confident that which ever plan you choose you are getting the highest quality health coverage at the most affordable price. You cannot find the same plans we offer for less money any where! We understand that not all plans are right for you, that’s why we have designed our free quote system to offer you options and plans that are tailored to your needs not an agents.
Coverage Types: Health
|
Family Products
|
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Health
Plans of America
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We are dedicated to helping Americans find affordable health insurance. Health Plans of America is not a health insurance company. We are one of the largest and most trusted sources for competitive health insurance quotes.
Whether you’re a recent graduate, self employed, working without coverage, retiring, or just trying to save money, we can help you learn more about your options, request free quotes, compare plans from different insurers, and lower your costs.
Coverage Types: Health
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Family Products
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|
U.S.
Insurance
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USInsurance has compiled the finest group of insurance companies to protect the things in life that are the most dear to you. These insurance companies are not only the highest-rated providers around, they want to compete for your business, which means you'll be better able to negotiate a good price for coverage.
From car insurance to life insurance, homeowners insurance to renters insurance,
USInsurance helps consumers find the protection they need.
USInsurance helps consumers find the different types of each insurance products, they help consumers with what to look for when they are comparing insurers, and shows them how to get the best deal.
It's the smart way to shop for and buy insurance.
Coverage Types:
Auto, Homeowners, Life, Renters, more.
|
Family Products
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Legal Services
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Company |
Description |
S-H-F
Category
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Find A Local Lawyer
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Total
Criminal Defense
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Fight Your Charge. Get a free consultation with a local attorney.
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Family Products
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Total
Divorce
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Considering Divorce? Talk to a
local divorce attorney today.
Speak to a Local Divorce Attorney
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Family Products
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Total
Dui
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Got a DUI? Talk to a Local DUI Attorney Today .
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Family Products
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Total
Injury
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Been injured? Know your rights.
Speak with a local personal injury lawyer today.
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Family Products
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National Injury
Attorney Network
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We provide a free personal injury case evaluation to anyone who has been involved in a traffic related and injury causing accident. There is no obligation and no fees to use the service.
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Family Products
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Medical Aids
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Company |
Description |
S-H-F
Category
|
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Get
STD Tested |
Confidential,
Same-day STD Testing
Free physician
consultation - 4,000 lab locations - Results in 3 days
Get
the peace of mind you need from the most respected, most
convenient, most private STD Testing service available. Get
tested privately at one of over 4,000 lab locations
and receive your results in 3 days. All for 50% less
than a doctor’s office visit. No hassles, no
embarrassment.
|
Family Products
|
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Medical Devices
|
Company |
Description |
S-H-F
Category
|
|
The Scooter
Store
|
The Scooter Store is
the leading provider of power chairs and scooters for people with limited mobility, with a strong tradition of customer service.
|
Family Products
|
|
 
Wheelchair
Alliance
|
Get a Power Wheelchair to regain your mobility – The Wheelchair Alliance. |
Family Products
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Visit free trial offer retailers
& resources:
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Trial Offers
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Daily Payments
- Want to make some easy extra cash? Get paid $60.00 as a reward each
time you make a referral who signs up for cash or free stuff as you did! Click
here to sign up and get a referral number, and take advantage of these great deals from retailers (many
of them Fortune 500 companies), looking to promote their products with cash and
free trial offers. Next, set up a free
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and you are all set.
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tell like minded friends, family, associates, and others. What's the catch? Great news--there isn't
any! Just sign up and get your individual referral link code, insert it
when you share the great news with others, and collect your cash or free
rewards automatically when they sign up for the same great deal!
Want even more cash and free stuff? Just make another referral and collect again--an
unlimited number of times!
This is a great NO COST,
NO RISK, EASY way to get extra cash and freebies! Presently available only in the U.S.,
Canada, and the United Kingdom.
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Visit consumer banking retailers
& resources:
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& Financial Products
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Visit consumer loan retailers
& resources:
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& Financial Products
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For consumer credit retailers & resources see:
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& Financial Products
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For consumer mortgage loan
product retailers & resources see:
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& Financial Products
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-Home123
(Free
Mortgage Quotes & Mortgage Finder Service) |
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-I
Can Buy (Free
Mortgage Quotes & Mortgage Finder Service)
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-One
Reverse Mortgage (Free
Reverse Mortgage Information and Explanation & Finder Service)
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-Quicken
Loans (Free
Mortgage Quote & Direct Lender)
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Visit real estate investment
retailers & resources:
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& Financial Products
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Visit airfares &
travel retailers:
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& Travel Products
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Visit our Retailer
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Visit our homepage
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Important
Questions Consumers Should Ask When Purchasing Insurance
A. Auto
Insurance
1. What auto coverages do I need?
2. What optional coverages should I consider purchasing?
3. Am I being placed into the state's automobile insurance plan?
4. Does my policy protect me for liability against a lawsuit from an injured spouse?
5. What effect does my credit history have on my insurance?
6. Is there a separate fee charged for obtaining the policy?
7. What discounts are available?
8. Are there any ways to reduce my premium with regard to youthful drivers?
9. Would my policy be non-renewed if I’m involved in an accident or convicted of a moving violation?
10. Will purchasing a brand new vehicle have an effect on the insurability and cost of a policy?
B. Health
Insurance
1. What does the policy cover, ie. drugs?
2. Does my current primary care physician participate with the carrier?
3. Can I be denied for a pre-existing condition and for how long ?
4. Can I get a list of participating physicians?
5. My spouse just lost the job, what can I do to continue the coverage without a coverage penalty?
6. Is there a lifetime claim limit?
7. If a claim is denied what can I do to appeal the carrier’s decision?
8. What happens if I go to a non-participating physician?
9. If I am currently receiving services from a physician and change plans will the services be paid even if the doctor is not a member of the plan?
10. What is the age or other requirements for a person to receive dependent status?
11. Is a high-deductible policy available?
12. Is short-term coverage available?
13. (If the quote seems high), why is coverage so expensive?
14. What happens if I change employers?
15. What is indemnity health insurance?
16. I have been recently diagnosed with a serious illness. Can my insurer drop my coverage because of this? Can my rates go up because of this?
17. What are my rights as a policyholder?
18. How do I file a complaint or inquiry against my health insurer?
19. Other than cost, what should I look for in a standardized HMO plan?
20. Am I eligible for any government subsidized health insurance plans (if
yes, ask the insurer for examples)?
C. Homeowners
Insurance
1. Are there discounts available? Please explain in detail.
2. Are there deductibles and under what circumstances do they apply?
3. Are the rates different in different locations, or how close the house it to a fire department effect premiums?
4. Are the rates affected by the type of construction?
5. Is mold covered under certain situations and is there a limit for mold damage?
6. What exactly is covered? Please explain the different kinds of coverage.
7. What is excluded in the policy?
8. Are certain items such as computers limited in coverage? Do you have samples of policy language with regard to these items?
9. What optional, additional, or extended coverage can I purchase?
10. Is umbrella coverage available? Is it discounted in any way?
D. Life
Insurance - General
1. Do I need life insurance?
2. How much life insurance do I need?
3. What are the main types of life insurance products available for purchase?
4. What factors should I consider when selecting a life insurance company?
5. What are the main differences between term life insurance and whole life insurance?
6. What is underwriting?
7. How do I compare cost?
8. Do I need a sales illustration?
9. Can I change my mind after I purchase a policy?
10. Should I replace my existing life insurance policy?
E. Term
Life Insurance
1. When should I consider buying a term life policy?
2. How does term life insurance differ from permanent life insurance?
3. What are the main types of term life insurance available for purchase?
4. What is "renewable" term life insurance?
5. What is "convertible" term life insurance?
6. How long will coverage under a term policy continue?
7. Will the premiums due for term life insurance change over time?
8. Can an insurer cancel term life insurance?
9. What is a "Return of Premium" feature?
10. What premium mode should I choose when purchasing term life insurance?
F. Whole
Life Insurance
1. When should I consider buying a whole life policy?
2. How does whole life insurance differ from term life insurance?
3. What are the main types of traditional whole life policies available for purchase?
4. Will the scheduled premium payments for whole life insurance change over time?
5. What is "cash value" and how does it differ from the face amount of the whole life policy?
6. May I surrender a whole life policy for its cash value?
7. May the policy owner borrow money from the whole life policy?
8. Will I need to pay premiums for the rest of my life to keep the whole life policy in force?
9. What is the federal tax treatment of whole life insurance cash values, dividends, and death benefits?
(A question for your CPA or tax advisor, not the insurance provider.)
10. What are some pros and cons of whole life insurance?
The above questions are not intended to be
an all-inclusive list, and consumers should feel free to ask questions
of their own choosing.
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